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Specifically, personal loans allow you to spend your money in a number of different ways, whether it's to help pay off medical expenses, make home improvements, repairs to your vehicle or consolidate your debts. A personal loan is paid back to the lender over a set period of time.
Fill out the form and see just how much money you can borrow from the comfort of your own home. It's as easy as that. WHAT IS A PERSONAL LOAN FOR. People get personal loans to help with home repairs, unexpected expenses, holiday shopping, and more.
28 for the interest and the rest for the principal. But with a payday loan, you have to pay back the whole sum interest and principal all at once. For a borrower on a tight budget, this is often impossible. High Interest. When you borrow money from a bank, the interest you pay depends on your credit rating and the type of loan youre getting.
A borrower with excellent credit can get a mortgage loan with an annual percentage rate (APR) of 3 or less. By contrast, someone with bad credit taking out an unsecured personal loan would pay 25 or more.