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Our online service readily serves your need to connect with a lender. The process takes a few minutes. Fill out our secure online form and we send an encrypted copy to an authorized lender to approve. Once you submit your information, you will be redirected to the lender's website where you can review the terms of the loan, including details about all the applicable rates and fees. If you accept these terms, the lender will deposit money directly into your bank account as quickly as the next business day.
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Payment terms as short as two years or as long as five years are available. Received A rating from the Better Business Bureau. No option for secured loans. You will need a credit score higher than 580. Residents of Colorado, Iowa, Vermont, or West Virginia are out of luck. They accept applications with credit scores as low as 550 Loans range from 1,000 to 10,000 APRs start around 34 and get as high as 155 The good thing about NetCredit is they look beyond just your credit score (sometimes accepting applications with scores as low as 550); however, that does come with a cost.