APR: 5. 50 to 13. 79 Loan amount: 3,000 to 100,000. Loan terms: One to five years; can go up to 10 years. Minimum credit score: Not provided, but generally 680 or higher. Time to funding: Typically same day. Fees: No origination fee for unsecured loan; 75 for secured loan; 39 late fee and returned payment fee.
Do your research. Physical locations, P. boxes, etc.should be thoroughly investigated. If you have bad credit and are seeking a personal loan, you'll need to be extra cautious.
That said, there are numerous legitimate lending agencies available to help those with marginal credit.
Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc. Whatever your reason, we respect your privacy. Thus, we work with lenders familiar with your situation and are ready to help. Important Disclosures. Please Read Carefully.
This service is not available in all states. If you request a loan in a particular state where such loans are prohibited, or in a location where WhiteRockLoans. com does not cash loan shops leeds an available lender, you will not be connected to a lender. In some cases, you may be given the option of obtaining a loan from a tribal lender.