By law, in Canada and the United States, the payday lender must provide the APR before you enter into any loan agreement. The owneroperator of this site is not a payday lender, loan broker or agent for any lender or loan broker. We do not have access to the particulars of your loan.
Private Loan Shop facilitates the communication between yourself and eligible lenders. It is important to note that not all advance lenders can provide up to 1,500 and there is no guarantee that you will be accepted as approval depends entirely on your application details. The Implications of Non-Payment | In the case that you do not repay your loan 5 good reasons to get a personal loan or before the loan due date, your loan will be considered delinquent and will be subject to a fee defined by the lender.
In addition, your bank will charge you an NSF (non sufficient funds) fee for the failed item.
Consider an online installment loan if youre short on money, dont have other credit options, and need help with expenses.
The application process is fast as it is done completely online. Most people complete the process in about 10 minutes. Lenders use your credit score to determine if youre a good or bad risk for a loan. Credit scores range from 300 to 850. The higher the number, the better your score, and the easier it is to get approved for loans. Many lenders consider consumers with scores of 620 or lower to be a bad credit risk.
Com is not licensed by the Department of Business Oversight to engage in offering or originating consumer loans or payday loans. The Department of Business Oversight encourages consumers to verify the licensing status of companies prior to transacting business.
California consumers should contact the Department of Business Oversight to check on the licensing of companies, investments or other financial services they are considering by visiting the financial services licensee listing or calling the Department's toll-free Consumer Services Office at 1-866-275-2677.
082313 - The Department of Business Oversight has issued a consumer bulletin on unlicensed online lending. The Department warns potential borrowers to take extra caution when dealing with unlicensed Internet payday lenders who fail to obtain a license with the Department of Business Oversight, evading state laws and regulations designed to protect consumers.
The Alert provides advice and contact information to report unlicensed lenders.